Welcome to the Earned Wage Access Services Act Resource Page.

This Act, effective on May 7, 2025, establishes guidelines and requirements for companies offering earned wage access services to Utah consumers. These are businesses that allow access to earned but unpaid income before scheduled paydays. For information regarding the requirements for businesses that meet the definition of an Earned Wage Access Service please refer to HB0279.

Important for providers operating in Utah: While the Act is effective May 7th, 2025, the registration period with the Division of Consumer Protection will officially open on May 14th, 2025, with registration not required until October 6, 2025. Please check back on this page on May 14th for the registration portal and updated information.